Phrase guide

certificate of deposit

noun · 3 senses · updated from the 2026-07-25 local source snapshot

Definitions and examples are grouped by meaning. Pronunciation, history, word forms, translations, descendants, synonyms, antonyms, derived terms, and related words appear whenever the source provides them.

Sound

Pronunciation

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No pronunciation record was provided for this word.

1

noun

Meaning 1

A time deposit offered by a bank or credit union, wherein the depositor commits a fixed sum of principal for a predetermined maturity period, in exchange for a guaranteed interest rate higher than that of a standard savings account.

Definition source: English Wiktionary via Wiktextract

Topics: banking, business, finance

No example sentence was provided for this meaning.

Meaning relationships

Synonyms: CD

Antonyms: none provided

2

noun

Meaning 2

The certificate issued to the holder of such an account, verifying its ownership.

Definition source: English Wiktionary via Wiktextract

Topics: banking, business, finance

No example sentence was provided for this meaning.

Meaning relationships

Synonyms: none provided

Antonyms: none provided

3

noun

Meaning 3

a debt instrument issued by a bank; usually pays interest

Definition source: Princeton WordNet 3.0

No example sentence was provided for this meaning.

Meaning relationships

Synonyms: CD

Antonyms: none provided

Broader terms: debt instrument, obligation, certificate of indebtedness

Narrower terms: time deposit

History

Etymology

No etymology was provided for this word.

Across languages

Translations

24 source translations are retained for this English entry.

  • Arabic: شَهَادَة إِيدَاع — type of time-deposit account
  • Arabic: شَهَادَة اِدِّخَار — type of time-deposit account
  • Czech: depozitní certifikát — type of time-deposit account
  • Finnish: sijoitustodistus — type of time-deposit account
  • Finnish: talletustodistus — type of time-deposit account
  • French: récépissé de dépôt — type of time-deposit account
  • German: Einlagenschein — type of time-deposit account
  • German: Depotschein — type of time-deposit account
  • German: Einlagezertifikat — type of time-deposit account
  • German: Einlagenzertifikat — type of time-deposit account
  • German: Anlegerzertifikat — type of time-deposit account
  • Norwegian Bokmål: depositumssertifikat — type of time-deposit account
  • Norwegian Bokmål: innskuddssertifikat — type of time-deposit account
  • Norwegian Bokmål: innskuddsbevis — type of time-deposit account
  • Polish: certyfikat depozytowy — type of time-deposit account
  • Finnish: talletustodistus — certificate
  • French: récépissé de dépôt — certificate
  • German: Einlagenschein — certificate
  • German: Depotschein — certificate
  • German: Einlagezertifikat — certificate
  • German: Einlagenzertifikat — certificate
  • German: Anlegerzertifikat — certificate
  • German: Depotquittung — certificate
  • Tagalog: katibayan ng lagak — certificate