Standard Lemma guide

coinsurance

noun · 4 senses · updated from the 2026-07-25 local source snapshot

Definitions and examples are grouped by meaning. Pronunciation, history, word forms, translations, descendants, synonyms, antonyms, derived terms, and related words appear whenever the source provides them.

Sound

Pronunciation

Each Play button uses your device's default local English voice, or a natural local fallback. The selected voice name appears after playback. This is synthesized speech, not a source recording.

  • US: Recorded audio is listed in the source snapshot.
  • CMU ARPABET: K OW2 IH0 N SH ER1 AH0 N S Digits mark lexical stress: 1 primary, 2 secondary, 0 unstressed.

1

noun

Meaning 1

The joint assumption of risk between the insurer and the insured party.

Definition source: English Wiktionary via Wiktextract

Usage: US, countable, especially, uncountable

No example sentence was provided for this meaning.

Meaning relationships

Synonyms: none provided

Antonyms: none provided

2

noun

Meaning 2

The amount paid by the insured in accordance with this risk sharing.

Definition source: English Wiktionary via Wiktextract

Usage: US, countable, especially, metonymically, uncountable

No example sentence was provided for this meaning.

Meaning relationships

Synonyms: none provided

Antonyms: none provided

3

noun

Meaning 3

The joint assumption of risk between multiple insurers.

Definition source: English Wiktionary via Wiktextract

Usage: countable, uncountable

Qualifier: international

No example sentence was provided for this meaning.

Meaning relationships

Synonyms: none provided

Antonyms: none provided

4

noun

Meaning 4

insurance issued jointly by two or more underwriters

Definition source: Princeton WordNet 3.0

No example sentence was provided for this meaning.

Meaning relationships

Synonyms: none provided

Antonyms: none provided

Broader terms: insurance

History

Etymology

Etymology tree Proto-Indo-European *ḱe? Proto-Indo-European *ḱóm Proto-Italic *kom Proto-Italic *kom- Latin con- Latin co-der. English co- English insurance English coinsurance From co- + insurance.

Across languages

Translations

15 source translations are retained for this English entry.

  • Danish: selvrisiko — joint assumption of risk between insurer and insured
  • Dutch: eigen risico — joint assumption of risk between insurer and insured
  • French: franchise — joint assumption of risk between insurer and insured
  • German: Selbstbeteiligung — joint assumption of risk between insurer and insured
  • German: Eigenanteil — joint assumption of risk between insurer and insured
  • Italian: franchigia — joint assumption of risk between insurer and insured
  • Russian: франшиза (franšiza) — joint assumption of risk between insurer and insured
  • Spanish: participación propia — joint assumption of risk between insurer and insured
  • Spanish: franquicia — joint assumption of risk between insurer and insured
  • Spanish: coaseguro — joint assumption of risk between insurer and insured
  • Spanish: deducible — joint assumption of risk between insurer and insured
  • Swedish: självrisk — joint assumption of risk between insurer and insured
  • Turkish: koasürans — joint assumption of risk between insurer and insured
  • German: Mitversicherung — joint assumption of risk between multiple insurers
  • Swedish: medförsäkring — joint assumption of risk between multiple insurers