Phrase guide

moral hazard

noun · 2 senses · updated from the 2026-07-25 local source snapshot

Definitions and examples are grouped by meaning. Pronunciation, history, word forms, translations, descendants, synonyms, antonyms, derived terms, and related words appear whenever the source provides them.

Sound

Pronunciation

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No pronunciation record was provided for this word.

1

noun

Meaning 1

The prospect that a party insulated from risk may behave differently from the way it would behave if it were fully exposed to the risk.

Definition source: English Wiktionary via Wiktextract

Usage: uncountable, usually

Topics: business, economics, insurance, sciences

No example sentence was provided for this meaning.

Meaning relationships

Synonyms: none provided

Antonyms: none provided

2

noun

Meaning 2

(economics) the lack of any incentive to guard against a risk when you are protected against it (as by insurance)

Definition source: Princeton WordNet 3.0

Examples

  • insurance companies are exposed to a moral hazard if the insured party is not honest

Meaning relationships

Synonyms: none provided

Antonyms: none provided

Broader terms: hazard, jeopardy, peril, risk, endangerment

History

Etymology

No etymology was provided for this word.

Across languages

Translations

14 source translations are retained for this English entry.

  • Catalan: risc moral — prospect that a party insulated from risk may behave differently from the way it would behave if it were fully exposed to the risk
  • Chinese Cantonese: 道德風險 /道德风险 (dou6 dak1 fung1 him2) — prospect that a party insulated from risk may behave differently from the way it would behave if it were fully exposed to the risk
  • Chinese Mandarin: 道德風險 /道德风险 (dàodé fēngxiǎn) — prospect that a party insulated from risk may behave differently from the way it would behave if it were fully exposed to the risk
  • Min Nan Chinese: 道德風險 /道德风险 (tǒ͘-tiak hong-hiám) — prospect that a party insulated from risk may behave differently from the way it would behave if it were fully exposed to the risk
  • Dutch: moreel wangedrag — prospect that a party insulated from risk may behave differently from the way it would behave if it were fully exposed to the risk
  • Dutch: moreel risico — prospect that a party insulated from risk may behave differently from the way it would behave if it were fully exposed to the risk
  • Finnish: moraalikato — prospect that a party insulated from risk may behave differently from the way it would behave if it were fully exposed to the risk
  • French: hasard moral — prospect that a party insulated from risk may behave differently from the way it would behave if it were fully exposed to the risk
  • German: moralisches Risiko — prospect that a party insulated from risk may behave differently from the way it would behave if it were fully exposed to the risk
  • German: Rationalitätsfalle — prospect that a party insulated from risk may behave differently from the way it would behave if it were fully exposed to the risk
  • Italian: azzardo morale — prospect that a party insulated from risk may behave differently from the way it would behave if it were fully exposed to the risk
  • Polish: pokusa nadużycia — prospect that a party insulated from risk may behave differently from the way it would behave if it were fully exposed to the risk
  • Sicilian: rìsicu murali — prospect that a party insulated from risk may behave differently from the way it would behave if it were fully exposed to the risk
  • Spanish: riesgo moral — prospect that a party insulated from risk may behave differently from the way it would behave if it were fully exposed to the risk